Businesses: Offer Customer Financing to 10X your sales & profits. All businesses & products qualify.

Harness the power of 100%
Financing to grow your business

Partner Plans and Pricing

90 Day Free Trial

Fast & Easy Set Up Process | No Credit Card Required Full Features During 90 Day Trial

Standard Pro Plan Pricing

$499/YEAR
Want a lower priced plan? How does $249 per year sound?
help_outline *Receive a Discount of $250 OFF the Standard Pro Plan price of $499 (which is already the lowest cost customer financing program in the industry.)  

No Credit Card Required
No Risk Whatsoever to Test Drive the Program for 90 Days

All Features & Benefits

Program Features
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    No per loan dealer fees and no partner discount fees

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    No financing experience needed or required

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    No minimum time in business

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    No dealer paperwork
    (It doesn't get any easier)

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    No customer hand holding, no completion certificates and no paperwork to chase

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    Financing for any product or service

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    World class partner support backed by a team with over 100 years of partner financing experience

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    Get set up and start offering financing in less than 5 minutes-The easiest process in the market

Product Features
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    Offer 100% financing for all customers

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    Offer 0% promotional for all customers

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    Rates as low as 3.99% and loans up to $250,000+

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    Soft credit pulls for consumers (No harm to credit or cost to see multiple offers)

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    Programs for all credit ratings and scores (FICO scores 500-850) 60 second loan applications & multiple competing offers

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    Over 75 different products and programs available

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    Fast funding -Get paid in full as fast as 1 business day

Tools for Success & Marketing Support
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    Co-branded vertical specific financing landing page (See example)

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    Education, training, phone, chat & email support

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    Robust marketing materials and sales tools (See examples)

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    BONUS -Forever pricing- Your starting plan will be fixed forever even.

Goal Based Discounted Pricing Breakdown

  • $100  OFF

  • Submit 10 loan applications over the first 90 days (Free Trial Period) 

  • $150  OFF

  • Complete 3 out of the 5 activation goals  (Free Trial Period) 

Loan Application Discount Information

FAQs Loan Application Goals ($100 Discount)

How hard is it to get the $100 discount?

It’s super easy for any type of business even if you have never used a financing program before. Simply submit 10 or more unique loan applications* within the 90 day free trial period and earn an instant $100 off at time of purchase. It's easy for any sized business to direct 3 customers per month over 3 months to apply at your loan portal to reach the goal (especially if you meet some or all of the activation goals.)

Why would we offer such a great discount?

We have been providing customer financing for over 25 years and our data shows that when a business tries the loan portal they will find overwhelming success and the financing program will directly result in more and larger ticket sales. It’s our way of thanking you with a $100 discount for just trying the program.

What if we don’t have any experience with customer financing programs?

Don’t worry. This is where our program shines. The program requires no experience, no paperwork , has no risk and no headaches. Simply promote that you offer 100% financing and point your customers to your custom co branded loan portal for them to get started. Each loan application takes about 60 seconds to get multiple offers. Simple as that!.

*Don’t worry you can easily track loan submissions in your account dashboard.

Activation Discount Information

FAQ’s Activation Goals ($150 Discount)

How hard is it to get the Activation Goal discount?

It’s quite easy to get the $150 discount by simply completing 3 of 5 items in the Activation list below: (must be completed during your 90 day free trial.)

Complete 3 of 5 Activations Below to Receive Discount.

1. Complete your Custom Loan Portal Business Information (2 minutes) - Make sure you have added your business logo, your business name and your business information. That's it.

2. Add the 100% Financing badge and link to your website (2-10 minutes) - we will provide several styles banner links to choose from. Add it to a financing page on your website or strategically on your home page above the scroll.

3. Use your Custom QR code (2-10 minutes) - We see the most success when the QR code is used with any customer facing printed material. This includes: estimates, quotes, proposals, reverse side of sales team bu siness cards, flyers, brochures and more.

4. Add the 100% financing logo banner and link to your sales teams email signatures (2-10 minutes) - This is a no brainer. If you add the link you will get more loan apps and more sales.

5. Add 100% financing available to your Social Media (2-10 minutes) Adding 100% financing available to your social media can be done in several ways. We recommend that you add this language to your SM posts, SM post copy, Social Media bio, Linktree and any other place that will supercharge your leads and sales.

*Don’t worry. Our goals are aligned with you and we will happily help you reach these goals so that you can receive the discount.

It's super Easy for any company to earn this discounted pricing at the end of your 90 Day Free Trial.

We are here to support you in any way possible during your 90 day free trial to help you get there.


In fact we will be your biggest advocate and will help you get there with tips, tools and best practices on how to grow your business with the power of customer financing.

Pricing Discount Summary

Standard Pro Plan Pricing: $499

Loan Submission Discount - ($100)
Product Activation - ($150)
New Annual Price After Discounts: $249

No Credit Card Required
No Risk Whatsoever to Test Drive the Program for 90 Days

  • Starter
  • Partner Pro
  • Partner Pro +
Compare Plans Starter Partner ProPartner Pro +
Compare Plans
Best for new or smaller businesses that are just getting established
Best for established businesses that ARE READY to supercharge their leads, sales, marketing and upsell potential by offering best in class 100% financing for their customers
Best for Multi location and Franchise businesses that want to grow their top line revenue by adding financing solutions to all of their locations
NEVER any per loan or dealer fees
Offer 0% promotional card financing to qualified customers up to 21 months
100% Financing up to $250,000.
Get paid in full within 1-5 business days
Serving all credit types and customers
(FICO scores 550-850)
Rates as low as 3.99%
and over 75 different lendeer options
No Dealer paperwork
(it doesn't get any easier)
Financing for any Product or Service
Robust Marketing Materials and Sales Tools
Co Branded Vertical Specific Landing Page
Self Paced on Demand Education & Training
Self Paced Onboarding and set up
48 Hour Email Support
24 Hour Phone, Chat & Email Support
Unlimited White Glove Education & Training
White Glove Onboarding and Dedicated Account Rep
Bonus- Free 6 months
Vetted Pro Plan $294 value
Service For Multi Location Businesses

Financing Profit Calculator

Try out this quick and easy calculator to see how you can
supercharge your business by offering your customers financing.
Don’t know the exact numbers? Its Ok to estimate.

How it Works For Businesses Video

100

+
Years of Experience

50

+
Millions in Savings

75

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Network Partners

95

+
% That can Benefit

Featured On​

HelloRates
Key Features

The HelloRates team literally
wrote the book on helping small businesses grow their sales and profits through zero dealer fee financing

Outsmart your Competition

Your local competition is already offering financing and it's becoming more important than ever to consumers who are looking to preserve their cash.

Soft Credit Pulls Only

Never any cost or harm to the customer’s credit to see their rates and offers.



No Dealer Fees

Typical financing services charge heavy dealer fees that erode your net profits.



75 Plus Programs

Our platform has over 75 programs for every type of credit.


Multiple Loan offers

The AI loan engine means consumers will get all of the best offers every time.


No Dealer paperwork

The financing process is super simple and requires zero paperwork from the dealer.


How it Works for Partners

Offering Financing to your customers is incredibly simple with HelloRates. The super fast and intuitive loan process requires no training or financing expertise from you or your team.

Share your Financing Page

Use the provided links, cards, QR codes and other marketing material to show your customer how easy it is to obtain multiple financing offers.

 

Submit Loan Request
It takes only 60 seconds

Submit an application with your customer using your custom branded portal in 60 seconds.

See Rates, Payments and Terms Instantly

Most consumers will receive multiple offers with rates, terms and payments and they can compare and choose the best offer for their for their situation.
.

You Get Paid ​

Fast funding means proceeds can be available in as soon as 24 hours.

Financing for all Products and Services

HelloRates provides world class financing options for ANY TYPE of product, service or business type. The following are just some examples of the categories that we can help your business offer financing for. The categories listed below are just a few examples of what we can finance. If you do not see the category you are looking for, please contact us and we will help find a solution.

  • Swimming Pool Financing
  • Spa & Jacuzzi Loans
  • Hot Tub Financing
  • Pool Repair Loans
  • Fiberglass Pool loans
  • Vinyl Liner Pool Loans
  • Swim Spa Loans
  • and Many More

HelloRates provides world class financing options for ANY TYPE of product, service or business type. The following are just some examples of the categories that we can help your business offer financing for. The categories listed below are just a few examples of what we can finance. If you do not see the category you are looking for, please contact us and we will help find a solution.

  • Swimming Pool Financing
  • Spa & Jacuzzi Loans
  • Hot Tub Financing
  • Pool Repair Loans
  • Basement Remodel Loans
  • Basement Waterproofing Loans
  • Foundation Repair Loans
  • Heating & Air Loans
  • Home Improvement Loans
  • Hot Tub Financing
  • Kitchen Remodel Financing
  • Landscape Financing
  • Roofing Loans
  • Solar Financing
  • Swimming Pool Financing
  • Screen Enclosure Lanai Financing
  • Window, Door & Siding Loans
  • Sunroom Loans
  • Walk in Tub Loans
  • Gutter cover loans
  • Flooring Financing
  • and Many More

HelloRates provides world class financing options for ANY TYPE of product, service or business type. The following are just some examples of the categories that we can help your business offer financing for. The categories listed below are just a few examples of what we can finance. If you do not see the category you are looking for, please contact us and we will help find a solution.

  • Boat Loans
  • Boat Refinancing
  • Destination Club Financing
  • Fractional Loans
  • Golf Membership Financing
  • Marine Products Loans
  • Timeshare Loans
  • Time Share Refinance
  • Bicycle Financing
  • Wave Runner Financing
  • Jet ski Financing
  • Sea Doo Financing
  • Snowmobile/ Snow Machine Financing
  • Fitness Equipment Financing
  • Watercraft Financing
  • and Many More

HelloRates provides world class financing options for ANY TYPE of product, service or business type. The following are just some examples of the categories that we can help your business offer financing for. The categories listed below are just a few examples of what we can finance. If you do not see the category you are looking for, please contact us and we will help find a solution.

  • Adoption Loans
  • PreK-12 Financing
  • Private School Financing
  • Trade School Expense Loans
  • Wedding Loans
  • Funeral Financing
  • Burial Plot Loans
  • Engagement Ring Financing
  • Furniture Financing
  • Jewelry Financing
  • Electronics Financing
  • Vacations Loans
  • Moving Loans
  • Closing cost Loans
  • Water Softener Financing
  • Wedding Loans
  • and Many More

HelloRates provides world class financing options for ANY TYPE of product, service or business type. The following are just some examples of the categories that we can help your business offer financing for. The categories listed below are just a few examples of what we can finance. If you do not see the category you are looking for, please contact us and we will help find a solution.

  • IVF Financing
  • Medical Financing
  • LASIK Financing
  • Cosmetic Surgery Loans
  • Bariatric Surgery Financing
  • Weight Loss Surgery Loans
  • Veterinary Loans
  • Denture Financing
  • Chiropractic Financing
  • Plastic Surgery Financing
  • Fertility Treatment Financing
  • Hearing Aid Financing
  • Medical Financing for Uninsured Patients
  • Cosmetic Dentistry Financing
  • Emergency Surgery Financing
  • and Many More

HelloRates provides world class financing options for ANY TYPE of product, service or business type. The following are just some examples of the categories that we can help your business offer financing for. The categories listed below are just a few examples of what we can finance. If you do not see the category you are looking for, please contact us and we will help find a solution.

  • Auto Refinance
  • Auto Repair Loans
  • Classic Car Financing
  • Motorcycle Loans
  • New Car Loans
  • Auto Loan Refinance
  • RV Loans
  • RV Refinancing
  • Used Car Loan
  • Motor Home Loans
  • Trailer Financing
  • and Many More

HelloRates provides world class financing options for ANY TYPE of product, service or business type. The following are just some examples of the categories that we can help your business offer financing for. The categories listed below are just a few examples of what we can finance. If you do not see the category you are looking for, please contact us and we will help find a solution.

  • Aircraft Financing
  • Horse Loans
  • Business Loans
  • Land Purchase Loans
  • Mobile Home Repair Loans
  • Season Ticket Financing
  • Summer Camp Financing
  • Or any other financing needs!

Why Choose Us

Work Mobile

0% Financing Available

Give your customers access to 0% promotional APR offers, so they can get your project funded quickly and avoid interest payments.

Soft Credit Pulls Only

Get instantly matched with the best lenders, all without hurting your customers credit scores.

No Dealer Fees

We wrote the book on zero fee dealer financing and it's our highest value proposition to you. This leaves you more growth capital and profits in your pocket.

Fast & Easy Process

Get an approval for your job or product in as little as 60 seconds, with money deposited in as quickly as 24 hours. The process is fast and super simple.

FAQs for Businesses

We’ve made the process super quick and easy for you and your customers. After you fill out the enrollment form online, we will contact you and help you to set up your custom co-branded page which will allow you to offer financing to your customers. We will match your customers with lending options from our large network of the best lenders offering unsecured loans, 0% cards and other options based on their needs. Our AI powered loan technology will match your customers to the best option based on their unique situation. The results are the options we’ve determined to give them the best chance of approval success. Your customers will be able to apply for one, two or all of the options and submit their information on the secure and private lender’s website.

They can simply complete the online application within seconds. Once they submit their information they’ll immediately be matched with the best options available based on their situation.

 
HelloRates can provide financing for nearly any product or service you can think of. See our page that lists all of the products and services here

We take consumer and business privacy very seriously and all of your information is safe and secure through a variety of different ways. One way is by using a SSL to establish an encrypted link so everything you provide remains private. You can review our privacy and security policy in the privacy section of this site.

Yes, HelloRates can still provide them with financial options but having an email address will open the door to significantly more options.

An unsecured loan or personal loan, is a loan that is based solely on the borrower’s creditworthiness, rather than by any type of collateral. An unsecured loan can be used for nearly any purpose, including home improvements, debt consolidation, travel, medical & dental wedding expenses, and many more.

 

 

A secured loan is a loan that is secured by a valuable asset such as a car or home. The asset is used as collateral for the loan and if you default, the bank/lender can repossess the car or home or asset that is pledged.

HelloRates has partner network programs for all credit types.

 

Unfortunately we only offer our program in the US at this time.

 

 

There are no requirements to accept any of the options that are presented. It’s best practice to notify the lender directly that they are declining their offer so that the lender can allocate that money to someone else.

Yes, HelloRates has lending partners that work with borrowers with poor to excellent credit. All loan and underwriting decisions are performed and provided by our lending partners.

 

No, HelloRates will not pull your credit and will only do a soft credit pull that will have no effect on your credit or score.

 

A soft credit inquiry is an inquiry that occurs when either you, a credit card company, or a lender checks your credit to pre-approve you to offer you credit. Soft inquiries do not appear on your credit report, nor do they impact your credit scores whatsoever. A hard credit inquiry is an inquiry that occurs when you apply to a bank or lender so they can review your credit report as part of their decision-making process. A hard inquiry does show up on your credit report and will impact your credit score. This type of inquiry appears on your credit report for two years (24 months), however, it will only impact your credit score for the first year (12 months).

 

 

HelloRates never charges any fees to the consumer to utilize the services. Each lending partner you are matched with determines their own policy on what they charge. We are unable to determine the amount of closing costs or out-of-pocket expenses you may incur, however, if we are able to match you with a lending partner, you can discuss your specific situation with them once you review their loan terms and are in contact.

 

Of course, please reach out using our contact form and one of our friendly customer success agents will be happy to help you.

 

Still Have Questions ? Let’s Chat !

Want to work with us but still have questions ? We are more than happy to answer any additional questions you may have. Simply reach out.

Contact Us

Why Our Partners Love Us

Are you ready to harness the power of 100% financing to grow your business ?
Get Started Now

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Customer Financing For Your Business

Industries & Categories Served

Enterprise Payment Options & Solutions

HelloRates is on a mission to change the way financial rates are obtained. Our sole focus is to save you time and money by leveraging market leading technology and data science metrics to provide lower rates and a better, faster user experience.

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Made with 💙 in Charleston, SC

This website does not constitute an offer or solicitation to lend. Annual Percentage Rates (APR), Introductory Rates (Intro), terms, interest rates, amounts, and fee(s) are provided by Trust Tech LLC/ DBA HelloRates.com lending partners. HelloRates.com (the operator of this website) is a technology company not a lender, does not accept applications for credit, does not make loans, and does not make credit decisions. your information on this website does not guarantee that a lending partner will be able to be located to meet your needs or that you will be approved for a loan. The lending partner may perform a credit check or otherwise verify the information you provide. Not all lending providers offer loans up to the advertised amount and not all lending providers can provide you with the loan amount you requested. Loan amounts are determined by the lending partner based on individual creditworthiness. All financial terms of the loan, including annual percentage rate (APR”), fees, charges, and repayment period will be provided to you by the lending partner and may vary by lending partner, state, and your individual creditworthiness. You are NOT required to accept the terms of the loan that a lending partner offers you. If you don’t agree with or don’t like the terms of the loan offered by the lending partner, do not electronically sign the loan documents. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only.

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