Businesses: Offer Customer Financing to 10X your sales & profits. All businesses & products qualify.

Home > Blog > Zero Per Loan Fees Means Lowest Cost Customer Financing & Why HelloRates is the Gamechanger You Need
Zero Per Loan Fees Means Lowest Cost Customer Financing & Why HelloRates is the Gamechanger You Need
0% APR Promotional Cards
Customer Financing Program
Home Improvement Financing
Contractor Financing
Bad Credit Home Improvement Customer Financing

Zero Per Loan Fees Means Lowest Cost Customer Financing & Why HelloRates is the Gamechanger You Need

HelloRates revolutionizes customer financing with a transparent, flat-rate pricing model, eliminating per-loan, merchant, and hidden fees. Unlike traditional customer financing programs that cut into profits, HelloRates customer financing offers predictable costs and high ROI. With 0% APR for up to 21 months, broad credit score approvals, and zero financial risk, businesses can secure more projects and increase revenue. Contractors, remodelers, and service providers can grow confidently with cost-effective, risk-free customer financing.

Customer financing has become a vital tool for businesses looking to boost sales and customer satisfaction. However, many customer financing programs come with hidden costs and restrictions that cut into profits. Key benefits of customer financing programs make it easier to secure more projects while keeping costs predictable. HelloRates customer financing is here to change that with a transparent, affordable flat-rate pricing model that eliminates excessive per-loan fees and ensures you keep more of your earnings.

The Problem with Traditional Customer Financing Programs

Many customer financing solutions claim to be business-friendly but come with
  • Loan Fees Eating away at your profits.
  • Merchant Fees Taking a percentage of every transaction.
  • Per-Loan Fees Adding up to tens of thousands of dollars annually.
At HelloRates customer financing, we eliminate all these fees. You pay only an affordable flat-rate annual or monthly fee—giving you a high-ROI customer financing solution without surprise charges. Transparent pricing for customer financing programs ensures that you always know what you're paying, with no hidden costs.

How HelloRates Customer Financing Benefits Your Business

  • Transparent Flat-Rate Pricing A simple flat-rate annual or monthly fee gives you unlimited access to the loan portal, with no per-loan fees. Competitors can’t match this level of affordability and transparency.
  • Flexible Customer Financing Options Approvals for customers with credit scores from 500 to 850 FICO ensure broad inclusivity.
  • 0% APR Promotions Offer customers up to 21 months of interest-free customer financing, enabling them to say "yes" to bigger projects.
  • Zero Risk to You No recourse, clawbacks, or risks if a customer fails to make their payments.
Not sure how it works? Watch a demo of home improvement customer financing programs to see the process in action.

Start Growing with HelloRates Customer Financing

If you're ready to find the best customer financing options for your business, let’s talk! Or, if you’re ready to take the next step, start growing your business with customer financing today.

FAQs: Addressing Common Questions

  1. What types of businesses can use HelloRates customer financing? Any consumer-focused business in the home improvement industry—contractors, remodelers, installers, or repair service providers—can benefit from HelloRates customer financing.
  2. What makes HelloRates customer financing pricing different? Unlike competitors who charge costly per-loan fees, HelloRates customer financing offers a fully transparent flat-rate annual or monthly fee for unlimited access to the customer financing program. See Pricing
  3. How does HelloRates ensure no risk to businesses? HelloRates customer financing eliminates risk with no recourse or clawbacks, meaning you’re protected even if customers default on payments.

About the Author

Daniel Blakeway

Customer Financing & FinTech Specialist

Daniel Blakeway is a seasoned writer and expert in the world of fintech and innovative financing solutions. With a keen focus on topics like customer and patient financing, 0% APR programs, AI-driven loan decisioning engines, and consumer and B2B financing strategies, Daniel brings a wealth of knowledge and insight to every article he writes.

 

Passionate about simplifying complex financial concepts, Daniel is dedicated to helping businesses and consumers alike navigate the evolving landscape of modern financing. His work is characterized by clarity, depth, and actionable advice, making him a trusted voice for professionals seeking to leverage cutting-edge technologies and strategies.

 

When he's not exploring the latest trends in fintech, Daniel is passionate about empowering businesses to thrive through transparency, trust, and practical financial solutions. His writing inspires readers to embrace innovation and capitalize on new opportunities in the financing ecosystem

HelloRates Company Information

HelloRates Legal Information

Consumer Financing & Financial Services

Customer Financing For Your Business

Industries & Categories Served

Enterprise Payment Options & Solutions

HelloRates is on a mission to change the way financial rates are obtained. Our sole focus is to save you time and money by leveraging market leading technology and data science metrics to provide lower rates and a better, faster user experience.

Social Media

Facebook Twitter Instagram Linkedin Youtube

Visit Our Other Sites

Copyright © 2024 HelloRates. All Rights Reserved.
Made with 💙 in Charleston, SC

This website does not constitute an offer or solicitation to lend. Annual Percentage Rates (APR), Introductory Rates (Intro), terms, interest rates, amounts, and fee(s) are provided by Trust Tech LLC/ DBA HelloRates.com lending partners. HelloRates.com (the operator of this website) is a technology company not a lender, does not accept applications for credit, does not make loans, and does not make credit decisions. your information on this website does not guarantee that a lending partner will be able to be located to meet your needs or that you will be approved for a loan. The lending partner may perform a credit check or otherwise verify the information you provide. Not all lending providers offer loans up to the advertised amount and not all lending providers can provide you with the loan amount you requested. Loan amounts are determined by the lending partner based on individual creditworthiness. All financial terms of the loan, including annual percentage rate (APR”), fees, charges, and repayment period will be provided to you by the lending partner and may vary by lending partner, state, and your individual creditworthiness. You are NOT required to accept the terms of the loan that a lending partner offers you. If you don’t agree with or don’t like the terms of the loan offered by the lending partner, do not electronically sign the loan documents. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only.

Are you sure you want to say goodbye?

We will be sad to see you go, but if you no longer want to receive emails from HelloRates, please click on the link below.
I'd Rather Stay
Unsubscribe Me