Businesses: Offer Customer Financing to 10X your sales & profits. All businesses & products qualify.

Credit Cards for Excellent Credit

What Is A Credit Card For Excellent Credit?

A credit card for excellent credit is a type of credit card that is only made available to people who have a credit score that is considered to be excellent. In most cases, the perks that come with these cards are superior to those that would be offered by a credit card to an individual with a lower credit score. If you have lately seen an improvement in your credit score to the excellent level, you may be eligible for the benefits and perks that are typically associated with credit cards for excellent credit.


On the FICO scale, a credit score between 800 and 850 is commonly considered to be excellent. With VantageScore, the range of possible scores that qualify as “outstanding” is expanded to include any number between 750 and 850. Both the VantageScore and the FICO score use information from credit bureaus, but their numerical values are determined by using distinctively unique mathematical formulas. In spite of the distinctions between the two, if you have excellent credit, generally speaking, both will reflect that.

Credit Cards For Excellent Credit Are Available

What benefits do credit cards for excellent credit usually offer?

Credit cards offered to customers with excellent credit histories frequently include some of the most appealing perks currently available, such as the following:

  • ● An extended 0% percent APR introduction period for purchases and balance transfers
  • ● Best in class cash back, point, and mile rewards programs
  • ● Great sign-up bonuses
  • ● A relatively low interest rate
  • ● Travel insurance
  • ● No fees for transactions in foreign countries
  • ● Car rental insurance
  • ● Access to airport lounges

Credit Cards For Excellent Credit Are Available

Are you sure you want to say goodbye?

We will be sad to see you go, but if you no longer want to receive emails from HelloRates, please click on the link below.